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The Facts About Motorcycle Insurance

Driving around on a motorcycle in Florida can be exciting. However, you want to make sure that you are properly protected. All it takes is one moment for you to lay your bike down, causing damage to you, your bike, and others.

Motorcycle insurance can be a great way to have financial protection in place. At Premier Brokers Corp, we’ll tell you everything that you need to know.

Get the Coverage You Need

It’s important to look at the insurance requirements in Florida. You are not required to have motorcycle insurance in most instances. However, if you are charged when involved in a crash including injuries, you would be financially responsible for the property damage as well as the bodily injuries caused to others. Additionally, you may be required to purchase liability insurance for the next three years to avoid license suspension.

Even though you may not be required to have insurance, it can still be extremely beneficial. It would prevent you from having to pay out-of-pocket in the event of an accident. You can customize a policy to ensure you are covered in such situations as:

  • Crashes with other vehicles
  • Crashes with personal property
  • Vandalism/theft
  • Hit and run
  • Damage to the bike when you’re not driving it

Since you don’t know what could happen, it’s best to be covered against the unknown. Therefore, it can be beneficial to work with an independent insurance agent who can help you find the right coverage.

Explore Policy Options

There are so many policy options. You can have liability only or add on various other forms of coverage. Additionally, you can have different limits in place to avoid having to pay out of pocket in the event of an accident. With the help of an independent insurance agent, you don’t have to make the decisions on your own.

Call us at Premier Brokers Corp today to speak to one of our independent insurance agents. We can answer important questions about motorcycle insurance and help you find an affordable policy.

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