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The Facts About Home Insurance

Buying a home can be one of the most stressful things that you ever do. Buying homeowners insurance doesn’t have to be especially if you live in Florida where you can turn to Premier Brokers Corp to help you to get the perfect coverage. With such a major investment, you don’t want to take any chances of not being covered if disaster strikes. Let us help you to protect your home and your property.

Home Insurance Coverages

Main Structure: If your home is damaged or destroyed by fire, hail, wind, lightning, theft or vandalism, you want to know that you will be covered so that you can rebuild. Not all natural disasters are covered by home insurance, natural disasters like flood and earthquakes are typically not covered. This part of the policy also covers attached garages and decks.

Additional structures: A detached garage, casita, gazebo or shed will be covered in much the same way as the main structure

Personal Property/contents: Some things that we own are irreplaceable, insurance can’t replace sentimental value, but it can take care of everything else. It covers your furniture, appliances, clothes, décor, and electronics. If you have expensive items like jewelry, furs or expensive electronics, these may need a rider. Your property is also protected from theft even if you are not at home when the theft occurs.

Liability: This coverage protects you and your assets from legal action if someone is injured on your property or if they are injured by a member of your family including your pets at another location.

Loss of use: If your home is damaged and you can’t live in it, this coverage pays for you to stay somewhere else until you get a certificate of occupancy.

Florida residents can call Premier Brokers Corp or stop by their office to discuss their home insurance needs. We are happy to answer your questions and help provide the peace of mind and coverage you deserve.

Our Partners:

  • Burns & Wilcox
  • Citizens
  • Florida Peninsula
  • Mercury
  • Metlife
  • RPS
  • Safeco
  • Tapco
  • Travelers